Create Guaranteed Cash Flows for Retirement
What is an Annuity?
An annuity is a contract between you and an insurance company that allows your earnings to grow tax-deferred. Annuities are a popular choice for investors who want to receive a steady stream of income in retirement. The income you receive can be paid out monthly, quarterly, annually or even as a lump sum payment. If you choose to defer the income then your money will grow tax-deferred based on the annuity rate.
What can an Annuity do for ME?
Growth potential – A fixed index annuity has the potential for higher earnings than a traditional fixed annuity with a guaranteed minimum rate. There’s also no direct downside market risk to your money. Your principal is protected from market fluctuations.
Helps you sleep better – An annuity can help you save money on a tax-deferred basis and can guarantee you’ll receive income for life. So no matter how long you live, you won’t outlive your retirement income.
Fills in the gaps – Sometimes pensions, IRAs and Social Security don’t provide enough income for you to live the way you want during retirement. A fixed index annuity can help supplement your retirement income.